Watch out for supposed credit companies ringing up saying you have an outstanding debt of some kind and expecting you to give your debit card details over the phone.
The very least they need to do is to put the details in writing.
Then you should ask for a copy of the original credit agreement or bill, plus detail of any payments made. Only then should you even consider that this debt may be genuine.
I have had 2 such events in the last year, the first one backed down when confronted with a request for the written details mentioned above, plus the news that I was recovering from a stroke.
I am still waiting to hear in writing from the second one.
If in doubt consult citizens advice or a solicitor.
The very least they need to do is to put the details in writing.
Then you should ask for a copy of the original credit agreement or bill, plus detail of any payments made. Only then should you even consider that this debt may be genuine.
I have had 2 such events in the last year, the first one backed down when confronted with a request for the written details mentioned above, plus the news that I was recovering from a stroke.
I am still waiting to hear in writing from the second one.
If in doubt consult citizens advice or a solicitor.
No comments:
Post a Comment